Job Description

The Compliance Manager is responsible for developing, implementing, and overseeing the company’s compliance management system to ensure adherence to federal, state, and investor regulations governing the residential mortgage industry. Main points: safeguards the company’s operations by proactively identifying compliance risks, providing guidance to executive leadership and staff, and maintaining strong relationships with regulators and auditors. The Compliance Manager will act as the primary resource for interpreting regulatory requirements, updating policies and procedures, conducting training, and ensuring that the company remains in full compliance while supporting sustainable growth. Most cases are the first point of contact for compliance issues. This position is in the office M-F. Full-Time at our Corporate Office in Austin. Full-time, in-office in Dallas and Phoenix as an option. Austin Relocation budget of $10,000. Responsibilities: Regulatory Oversight & Monitoring. • Monitor and interpret federal and state mortgage lending regulations, including CFPB, FHA, VA, Fannie Mae, Freddie Mac, and state banking agencies. • Maintain a compliance calendar to track regulatory changes and ensure timely implementation. • Serve as the company’s point of contact for regulatory agencies, auditors, and investors. Policy Development & Implementation • Develop, update, and enforce company compliance policies and procedures. • Ensure Loan Officer Compensation plans comply with CFPB and state requirements. • Oversee policies related to advertising, RESPA/TILA disclosures, HMDA, ECOA, fair lending, anti-money laundering, and record retention. Training & Communication • Design and deliver compliance training programs for executives, loan officers, processors, underwriters, and operations staff. • Provide ongoing guidance to leadership and staff on compliance best practices. • Communicate regulatory updates across the organization in clear, practical terms. Auditing & Risk Management • Conduct internal audits and quality control reviews to identify and mitigate compliance risks. • Oversee responses to investor and agency audit findings. • Maintain corrective action plans and track resolution of compliance issues. Licensing & Corporate Compliance • Oversee company and branch licensing applications, renewals, and state reporting requirements. • Ensure mortgage loan originator (MLO) licensing is properly managed and tracked. • Maintain corporate records and ensure compliance with state mortgage banking statutes. • MCR Reports. Collaboration & Strategic Support • Partner with Operations, Sales, and Executive teams to ensure compliance requirements are integrated into daily workflows. • Provide compliance input on new product development, marketing campaigns, and technology initiatives. • Advise executives on compliance risks that may impact strategic decisions. Qualifications: • Bachelor’s degree in business, finance, law, or related field. • 5+ years of compliance experience within the residential mortgage industry. • Strong knowledge of federal and state mortgage laws and regulations. • Experience managing licensing, audits, and compliance management systems . • Excellent communication, training, and leadership skills. • Ability to balance regulatory requirements with business objectives. About Company: Efinity Mortgage has a mission to equip and enable people to live their life's passions. Our core values are: Total transparencyFacilitate the perfect processIntegrity in everything we doPioneer impactful innovationsLive life's passionsWin long-term, together

Job Tags

Full time, Work at office, Relocation,

Similar Jobs