Consumer Loan Underwriter (in office) Job at Financial Staffing Resources, Ltd., Irving, TX

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  • Financial Staffing Resources, Ltd.
  • Irving, TX

Job Description



FSR is a leading provider of premier talent for credit unions (Direct -Hire) specifically recruiting for the credit union industry. Our experienced placement professionals have an unparalleled understanding of our client’s business culture and candidate expectations. We expertly match our candidates talent to our clients need for any all staff levels within the credit union organization, from teller to CEO we can make it happen for you.

Job Description



We’re seeking a detail-oriented and analytical Consumer Loan Underwriter to join our lending team. This role is responsible for evaluating and underwriting consumer loan applications to ensure sound credit decisions that align with the credit union’s lending policies, risk tolerance, and member service standards. The ideal candidate brings solid consumer underwriting experience, sound judgment, and a strong commitment to delivering exceptional member experiences.

Key Responsibilities

  • Analyze, evaluate, and underwrite a full range of consumer loans, including auto, unsecured, credit card, and home equity.

  • Ensure compliance with all internal policies, lending procedures, and regulatory requirements.

  • Review and verify credit reports, income documentation, collateral values, and debt ratios to assess creditworthiness.

  • Communicate loan decisions promptly and clearly with branch and lending staff, providing guidance on structuring and documentation as needed.

  • Collaborate with lending and member service teams to deliver efficient, member-focused solutions.

  • Assist in the development and improvement of underwriting processes and workflow efficiency.

  • Support loan portfolio quality and risk management initiatives

Qualifications

  • Minimum of 3 years of consumer lending underwriting experience in a financial institution required. This is NOT a mortgage lending role. This position  is IN OFFICE located in Irving, TX.

  • Some business lending experience is a plus.

  • Strong understanding of credit analysis, loan structuring, and risk assessment.

  • Working knowledge of consumer lending regulations (Reg B, Reg Z, Fair Lending, etc.).

  • Excellent analytical, decision-making, and communication skills.

  • Proficiency with lending and core processing system platforms preferred.

  • High school diploma or equivalent required .

What We Offer:

  • A supportive and collaborative work environment

  • Opportunities for professional growth and development

  • Competitive compensation and benefits package

  • The chance to make a meaningful impact in the communities we serve

Additional Information



Compensation & Benefits: $60-70K annually 

Benefits:

  • Affordable Benefits: Ensuring your health and well-being are taken care of.
  • Up to 6% 401K Matching: Invest in your future with our generous matching program.
  • Eleven Paid Holidays: Celebrate the moments that matter with paid time off.
  • 120 PTO Hours: Enjoy ample paid time off to recharge and relax.
  • Employee LOC with a 0% Interest Rate: Access financial support when you need it most.
  • Free Telemedicine: Convenient access to medical care from the comfort of your home.
  • Relaxed Casual Dress Code: Feel comfortable and confident while you work.
  • Flexible Spending Account: Manage your healthcare expenses with ease.
  • Health Savings Account: Save for medical expenses with pre-tax dollars.
  • Employee Assistance Programs: Support and resources for your personal and professional well-being.
  • Company Diversity Council: Join a community dedicated to fostering inclusion and diversity.
  • Community Engagement Opportunities: Make a difference beyond the workplace with volunteer opportunities

Job Tags

Full time, Casual work, Work at office, Flexible hours,

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